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Personal

Savings


Statement Savings Account

With Central Bank's Statement Savings Account you can earn interest, calculated daily and paid quarterly, from the date of deposit to the date of withdrawal. To insure systematic savings you can authorize the bank to transfer automatically a specified amount from your checking account to your savings account monthly. Six withdrawals per month are free; all withdrawals in excess of this will cost $1.00 each. A cancellation charge of $5.00 will be made if the account is closed within 90 days. If your balance drops below the minimum daily balance requirement of $ 100.00, there is a $3.00 per-quarter charge. Minors are exempt.

Account/Amount Interest Rate APY*

*Annual percentage yield


Money Market Account (MM)

Central Bank's Money Market Account will maximize your earnings with a minimum balance of $1,000. It offers a checking account feature and allows for up to six (6) withdrawals (3 checks and 3 electronic transfers) per month without a fee (unlimited withdrawals in person). Checks must be written for $100 or more. If your balance falls below $1,000 or you have more than six (6) withdrawals in a month there will be a $9.00 charge and the interest earned will be forfeited.

Account/Amount Interest Rate APY*

*Annual percentage yield


High Yield Money Market Account

Central Bank's High Yield Money Market Account allows higher interest for customers who want the convenience of electronic and online transactions including statements and who open or have a personal Central Bank checking account. The minimum balance is $10,000.00. This account offers up to six (6) withdrawals (online or electronic) per month without a fee. If your balance falls below $10,000 there will be a $10 charge and no interest will be earned. If you have more then six (6) withdrawals in a month there will be a charge of $10 per item over six.

Account/Amount Interest Rate APY*

*Annual percentage yield


Contact us for more information on any of the services listed.

Testimonials
I love the relationships that we have developed with our account representative through business. I love that I am personally known and not just a number to the bank. I was so impressed that I moved all my personal accounts to Central Bank..."   Read More

Karen Weeks