Personal
Checking
At Central Bank, we offer four great checking accounts to meet your personal circumstances.
Totally Free Checking
Our Central Bank "Totally Free Checking" account is designed for those who do not want a monthly service charge. This account can be opened for only $50 and with the following features:- No minimum balance
- No monthly service charge
- No per check charge
- Free online banking
- Free bill payment
- Free telephone banking
- Free debit/ATM card
- .25% discount on consumer loans with automatic withdrawl
- Unlimited check writing
- Descriptive monthly statement
Checking With Images
Our Central Bank "Checking With Images" account is designed for those who want check images with their monthly statement. This account can be opened for only $50 and with the following features:- No minimum balance
- Check images with the monthly statement
- No per check charge
- Free online banking
- Free bill-pay
- Free telephone banking
- Free debit/ATM card
- .25% discount on consumer loans with automatic withdrawl
- Unlimited check writing
- All for $3 per month
Checking With Interest
Our Central Bank "Checking With Interest" account is designed for those who want to earn interest on their checking balance. This account can be opened for only $50 and with the following features:- Competitive interest
- $500 minimum balance or $5 service charge
- No per check charge
- Free online banking
- Free bill-pay
- Free telephone banking
- Free debit/ATM card
- .25% discount on consumer loans with automatic withdrawl
- Unlimited check writing
- Check images with the monthly statement are optional - $3 monthly charge for images
| Account/Amount | Interest Rate | APY* |
*Annual percentage yield
62+ Free Interest Checking
Our Central Bank "62+ Free Interest Checking" account is designed for those who are age 62 or better. This account can be opened for only $50 and with the following features:- Competitive interest
- No monthly service charge
- No minimum balance
- Check images with monthly statement
- Free Specialty Blue checks
- Free money orders, travelers and cashier's checks
- No per check charge
- Free online banking
- Free bill-pay
- Free telephone banking
- Free debit/ATM card
- .25% discount on consumer loans with automatic withdrawl
- Unlimited check writing
| Account/Amount | Interest Rate | APY* |
*Annual percentage yield
Contact us for more information on any of the services listed.
Central Bank is a personal bank that gives personal service. Everyone knows me by name. When I walk in the bank I feel like I am visiting a friend. Central Bank may not be everywhere, like the big banks, but I would choose personal service over that any day. Even when I am busy Central Bank always..." 
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