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Mortgage

Construction


Building a Home? We have a long history of making construction loans. We can help to provide a smooth building process to assist you to have the home of your dreams.

Reasons to Choose Central Bank for Your Construction Loan

  • Pre-Approval in 60 minutes
    • For a purchase, Central Bank's 60-miunte mortgage approval reviews: income, credit, and cash to close.
  • Decisions made locally
    • Because Central Bank is locally owned and operated, we use in-house and automated underwriting to make quick construction and mortgage loan decisions right here in Utah County.
  • Closing in 10 days or less
    • Once your documentation is complete, Central Bank can close on a construction or mortgage loan in 10 business days or less*.
      *Utah Housing may require up to 21 business days
  • Local servicing
    • In many cases your construction or mortgage loan servicing stays right here at Central Bank with your payments coming directly to the bank.
  • Automated payments
    • Central Bank can automate your construction and mortgage loan payments by electronically deducting them from your account here or from any other account at other institutions.
  • Insurance
    • Central Bank can answer your questions about construction and mortgage insurance, as well as homeowner's insurance, and advise you on the type and quantity that best protects you and your property. FREE quotes and referrals.
  • Every type of construction and mortgage loan
    • New construction
    • Home purchase
    • Re-financing
    • Non-conforming

Please call today so that we can help you get started.


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