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Business

Business Deposit Accounts


Free Business Checking

An account that is right for start-up and small businesses with limited transactions. Only $50 to open.

300 Monthly Transaction FREE!

  • No minimum balance
  • No monthly service charge
  • Free On-line banking
  • Free check images returned in the monthly bank statement
  • Free 24-hour telephone banking with Telxpress 375-1001
  • No charge for coin or currency

Accounts that exceed 300 monthly transactions (checks, deposits and items deposited) will automatically convert to Commercial Checking fees.


Commercial Business Checking

An account that is right for the larger business with higher account activity. Only $50 to open.
  • Free online banking
  • Free check images returned in the monthly bank statement
  • Free 24-hour telephone banking with Telxpress 375-1001
  • No charge for coin or currency
  • $6 monthly maintenance fee, plus account activity fees offset by an earnings allowance:
    • Checks/debits     $.12 per item
    • Deposits/credits     $.25 per item
    • Items Deposited     $.035 per item
This account is analyzed each month and compares the cost of servicing against the earnings( current savings rate) of dollars on deposit. Higher balances reduce or waive service fees!


Business Interest Checking

An account that is right for businesses who want interest on their balances. Only $50 to open.
  • Free check images returned in the monthly bank statements
  • Tiered interest rates
  • $12 monthly maintenance fee*, plus account activity fees:
    • Checks/debits     $.12 per item
    • Deposits/credits     $.25 per item
    • Items Deposited     $.035 per item
*Maintenance fee is waived with an average balance of $6,000 for the period of the statement cycle.

Account/Amount Interest Rate APY




Contact any Central Bank officer for further information.

Testimonials
We love Central Bank because they are so accurate with our accounts, unlike other institutions we have banked with. Everyone is always so friendly and willing to accommodate to whatever we need. We feel like a valued customer at Central Bank..."   Read More

Angie Fillmore, Owner of Hickory Kist Deli